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Understanding FCRA Laws
The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose specified in the Act. Companies that provide information to consumer reporting agencies also have specific legal obligations, including the duty to investigate disputed information. In addition, users of the information for credit, insurance, or employment purposes must notify the consumer when an adverse action is taken on the basis of such reports. The Fair and Accurate Credit Transactions Act added many provisions to this Act primarily relating to record accuracy and identity theft. The Dodd-Frank Act transferred to the Consumer Financial Protection Bureau most of the rulemaking responsibilities added to this Act by the Fair and Accurate Credit Transactions Act and the Credit CARD Act, but the Commission retains all its enforcement authority.
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Frequently Asked Questions
How Do I Protect My Real Estate Investment?
It’s simple, only an experienced real estate law firm like Aronov Law NY that has closed on thousands of properties can provide you with the skill set you need to make sure nothing in goes wrong in contract and closing.
What Languages Do You Offer Real Estate Law Services In?
Aronov Law NY is what you would call a true “melting pot” law firm. Our staff is fluent is Spanish, Russian, English, Hebrew and Arabic. We can help you translate your legal documents into a language which you could understand.
What are your closing costs?
Closing costs can range from $700 and up. The goal is to make sure you are legally secured for a lifetime. Dollar for dollar we offer award winning services at affordable prices.
How Do We Meet To Discuss My Real Estate Deals in NYC
Aronov Law NY offers in-person and virtual real estate law services. We have offices throughout the five boroughs of New York City including Queens, Brooklyn, Manhattan & Bronx. Since the Covid-19 era our firm has developed a state-of-the-art virtual law firm which allows us to provide you with everything from free consultations to closings from the comfort of your own home.