New York City Consumer Law Attorneys

Legal Help for Credit Report Errors and Consumer Protection in NYC

Your credit report significantly shapes your financial opportunities, from securing loans and mortgages to obtaining rental agreements and employment. Unfortunately, errors on credit reports are more common than you might expect, leading to unnecessary stress, financial losses, and missed opportunities.

At Aronov Law, we protect your rights under the Fair Credit Reporting Act (FCRA) and New York consumer protection laws.

Our team takes a personalized approach to resolving credit report issues, ensuring they correct inaccurate or misleading information while holding credit reporting agencies and data providers accountable.

If anyone denies you credit, housing, or a job due to credit report errors, or if you suspect they violated your rights, Aronov Law is here to help.

Contact us today for a free consultation and take the first step toward restoring your financial confidence—call (917) 268-9289 to speak with an experienced New York City consumer law attorney.

Contact us today for a free consultation and take the first step toward restoring your financial confidence—call (917) 268-9289 to speak with an experienced consumer law attorney.

New York City Consumer Law Guide

• • • What We Do: Comprehensive Consumer Law Services
    • Why Choose Aronov Law for Consumer Law Violations?
    • Know Your Rights: Understanding Consumer Protections in New York
    • Protect Yourself from Scams: Choosing a Trustworthy Partner
    • Contact a NYC Consumer Protection Lawyer
    • Frequently Asked Questions About New York City Consumer Protection Laws (FAQs)

What We Do: Comprehensive Consumer Law Services

Attorney-Powered Credit Repair in New York

At Aronov Law, we provide a full range of legal services to address credit report errors and protect consumer rights. Whether you’re dealing with incorrect account information, identity theft, or other credit issues, our dedicated consumer protection attorneys are here to assist you.

We designed our process to deliver real solutions tailored to your unique circumstances.

Key Services We Offer:

• • • Credit Report Error Resolution
      We identify and challenge inaccuracies on your credit report, including:
      • Mixed files (data from another individual appearing on your report).
      • Outdated or incorrect account statuses (e.g., paid accounts listed as unpaid).
      • Duplicate accounts or unauthorized entries.
    • FCRA Disputes and Legal Advocacy
      If credit reporting agencies or data furnishers fail to correct errors after a dispute, we pursue your case under the Fair Credit Reporting Act and New York consumer protection laws to ensure compliance and accountability.
    • Identity Theft Recovery
      For individuals impacted by identity theft, we assist in clearing fraudulent accounts and transactions from your credit report, helping you regain control of your financial reputation.
    • Consumer Protection Guidance
      We provide legal advice and representation for other consumer law matters, including background check errors, inaccurate rental histories, and wrongful credit denials.

Why Choose Aronov Law for Consumer Law Violations?

Experienced and Successful Consumer Law Lawyers

At Aronov Law, we understand the challenges associated with credit report inaccuracies and other consumer law issues. That’s why we’ve developed a strategic approach to credit repair and consumer protection designed to deliver actual results while keeping your financial well-being at the forefront.

What Sets Us Apart

• • • Tailored Strategies
      Every case is unique. Our team takes the time to understand your situation and crafts a customized plan to address your specific credit issues.
    • Experienced Legal Team
      We combine the expertise of personal credit analysts, investigative researchers, and in-house attorneys to ensure that every aspect of your case is handled with care and precision.
    • Thorough Audits of Creditors and Reporting Agencies
      Our process includes comprehensive audits, during which we demand proof of the validity of negative entries. When creditors fail to provide proper documentation, we work to have the information removed.
    • Contingency-Based Services
      You pay nothing upfront. Our services are fully contingency-based, meaning we only succeed when you do.

Proven Results

Aronov Law has helped thousands of clients resolve credit report issues and regain control of their financial futures. Our results speak for themselves, and we’re proud to have received recognition from top legal organizations, including AVVO and Super Lawyers.

Know Your Rights: Understanding Consumer Protections in New York

Protecting Your Credit Reporting Rights

Federal and state laws provide robust protections to ensure your credit report is accurate and fair. These laws empower you to take action when errors, inaccuracies, or unauthorized entries impact your financial standing.

Your Rights Under the Fair Credit Reporting Act (FCRA)

• • • Access to Your Credit Report
      You can request a free credit report from each of the three major credit bureaus, Experian, Equifax, and TransUnion, every 12 months.
    • Dispute Inaccuracies
      You can challenge any inaccurate or outdated information on your credit report. Credit reporting agencies are required to investigate and correct errors promptly.
    • Protection Against Unauthorized Use
      If your personal information is used fraudulently, the FCRA provides pathways to address identity theft and repair your credit.

Additional Protections Under New York Consumer Laws

• • • Annual Credit Reports
      New York law allows you to request an additional free credit report annually beyond the federal requirement.
    • Time Limits on Reporting
      Negative information, such as late payments or collections, cannot remain on your credit report indefinitely. State and federal laws set limits on reporting timelines.
    • Strict Accuracy Standards
      Credit reporting agencies in New York must ensure that all information on your credit report is verified and accurate.

Common Credit Report Errors to Watch For

• • • Mixed files (data from another individual appearing on your report).
    • Outdated or incorrect account statuses.
    • Fraudulent accounts due to identity theft.
    • Duplicate entries or accounts.
    • Negative information was reported beyond the permissible time frame.

If you discover errors on your credit report or believe your rights have been violated, Aronov Law can help you resolve the issue. Contact a NY consumer lawyer today for a free consultation by calling (917) 268-9289.

Protect Yourself from Scams: Choosing a Trustworthy Partner

Consumer Fraud Litigation Attorneys

Repairing your credit can feel overwhelming, especially when faced with misleading promises from companies that fail to deliver. Knowing how to identify legitimate services can help you avoid scams.

Red Flags to Watch For:

• • 1.     Upfront Fees:
       Reputable firms do not ask for payment before performing services.
    2.     Generic Dispute Letters:
       Companies relying solely on template dispute letters may not address root issues effectively.
    3.     Unrealistic Guarantees:
       Beware of promises to remove accurate negative information or guarantees of immediate results.
    4.     High-Pressure Tactics:
       Scammers often push clients to act quickly without fully understanding their situation.

Why Aronov Law is Different:

• • • No upfront costs.
    • Provide a clear explanation of your rights and tailored strategies.
    • Experienced attorneys handling your case.
    • Proven results with a track record of success.

Take the first step toward restoring your financial health. Contact Aronov Law today for a free consultation, and let us help you regain control of your credit and future.

Contact a NYC Consumer Protection Lawyer

NY Consumer and Credit Report Attorneys

At Aronov Law NY, we are committed to helping you resolve credit report errors and protect your consumer rights precisely and carefully. Our reputation as a law firm on top legal platforms reflects the trust and results we consistently deliver to clients throughout New York City.

We believe in a straightforward, results-driven approach. Your goals are our priority, and our team is here to ensure you receive the support you need every step of the way. Whether through settlement or legal action, we focus on achieving outcomes that allow you to move forward confidently.

With offices conveniently located across all five boroughs—Brooklyn, Bronx, Staten Island, Manhattan, and Queens—we make it easy to access the legal guidance you deserve. Contact us today for a free consultation and take the first step toward restoring your financial future. Call (917) 268-9289 or speak with our credit report attorneys online.

Frequently Asked Questions About New York City Consumer Protection Laws (FAQs)

Our Office Locations

NYC Corporate Consumer & Credit Repair Law Offices:

88-02 136th Street, Queens, NY 11418

Secondary Office:

108-18 Queens Blvd, Forest Hills, NY 11375